Privacy Policy

At Pravji Wallet, we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and protect your data when you use our P2P wallet application.

Information We Collect

1. Phone Number

We collect your mobile phone number solely for:

• User authentication and login
• Enabling other users to find and transfer balance to you
• Account verification and security

2. Email Address

We collect your email address only for:

• Account recovery and support communications
• Important service notifications
• Sending verification codes during registration

3. Transaction Data

We store transaction-related information including:

• Transaction amounts and timestamps
• Sender and recipient phone numbers (for transfer records)
• Optional transaction notes
• Current account balance

Information We DO NOT Collect

• No financial information: We do not collect bank details, credit card numbers, or any external financial account information
• No location data: We do not track your physical location
• No social media profiles: We do not access or store social media information
• No device identifiers beyond what's necessary for security: Minimal device information is used only for account security
• No biometric data: We do not collect fingerprints, facial recognition, or other biometric information

How We Use Your Information

• To provide and maintain the P2P wallet service
• To process balance transfers between users
• To maintain transaction history and account records
• To authenticate users and secure accounts
• To provide customer support
• To send important service-related notifications

Data Storage and Security

We implement appropriate security measures to protect your information:

• Phone numbers and email addresses are encrypted in our database
• Transaction data is secured using industry-standard encryption
• Access to user data is restricted to authorized personnel only
• Regular security audits and updates are performed

Data Sharing

We do not sell, rent, or share your personal information with third parties for marketing purposes.

Your phone number may be visible to other Pravji Wallet users solely for the purpose of enabling balance transfers. This is necessary for the P2P functionality of the service.

Your Rights

You have the right to:

• Access your personal information
• Update your email address
• Request deletion of your account and associated data
• Export your transaction history
• Opt out of non-essential communications

Data Retention

We retain your information only as long as necessary to:

• Provide the Pravji Wallet service
• Comply with legal obligations
• Resolve disputes and maintain transaction records
• Fulfill legitimate business purposes

Children's Privacy

Pravji Wallet is not intended for use by children under 18 years of age. We do not knowingly collect personal information from children under 18.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify users of any significant changes by:

• Posting the updated policy in the app
• Sending email notifications for major changes
• Updating the "Last updated" date at the top of this policy